Fast, simple, and innovative EFTPOS for your business

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Tyro EFTPOS

Discover which EFTPOS solution is right for you

Payments anytime, anywhere

Tyro BYO App`

Tyro BYO App
  • Take payments straight from your iPhone
  • WiFi and mobile networks via your iPhone
  • Contactless payments
  • Digital receipts
  • check No extra hardware required
  • check Easy, secure and private
  • check Access real time transaction reports

Pricing

Hardware cost
Free
Transaction fee
1.4% per transaction
(incl. GST)
Learn more

Take your business on the go

Tyro Go

Tyro Go
  • Designed for businesses on the go
  • Internet-enabled smart device via Bluetooth info
  • Standalone payments via the free Tyro Go App
  • Flat price for easy budgeting
  • check 8 hours battery life of continuous payments
  • check Built in security measures for PIN entry
  • check Branded digital receipts

Pricing

One-time Purchase
$59
per device
(incl. GST)
Transaction fee
1.4% per transaction
(incl. GST)
Transacting over $20K monthly in card payments?
We can provide customised pricing for your business.
Learn more

Fast countertop transactions

CounterTop EFTPOS

CounterTop EFTPOS
  • Built for a fixed location
  • Ethernet with 3G backup
  • Integrated with 330+ POS/PMS systems
  • Reduce costs with surcharging and least-cost routing
  • check Power adapter for continuous connection
  • check Secure payments with PIN shield protection
  • check Medicare EasyClaim and Health Fund Claiming info

Pricing

Machine rental
$29
per month
(incl. GST)
Transaction fee
1.4% per transaction
(incl. GST)
Transacting over $20K monthly in card payments?
We can provide customised pricing for your business.
Learn more

Take payments to your customers

Mobile EFTPOS

Mobile EFTPOS
  • Made for businesses that need flexibility
  • WiFi with 3G/4G backup
  • Integrated with 330+ POS/PMS systems
  • Reduce costs with surcharging and least-cost routing
  • check Rechargeable with up to 8 hours battery life
  • check Secure payments with PIN shield protection
  • check Pay@Table, SplitBills, & BarTabs for your hospitality business info

Pricing

Machine rental
$29
per month
(incl. GST)
Transaction fee
1.4% per transaction
(incl. GST)
Transacting over $20K monthly in card payments?
We can provide customised pricing for your business.
Learn more

Customised solutions for your industry

General

General

 Hospitality

Hospitality

 Retail

Retail

 Allied Health

Allied Health

 Primary Health

Primary Health
Tap & Save

Tyro Tap & Save helps customers make great savings on Merchant Service Fees for eligible Tap & Go debit transactions.

POS/PMS integration

Instant POS/PMS integration with 450++ POS/PMS solutions.

Award winning

Awarded Best Payment Services Bank,
Australian Business Banking Awards 2018.

Business lending

Access to an unsecured business loan. The amount you can borrow is calculated using your EFTPOS and eCommerce transaction history 1.

Xero
Tyro & Xero

Seamless bank feeds, quick pay roll and simple batch payments.

Get a quote
Medicare Easyclaim
Integrated Medicare Easyclaim 2
29 PMS integrations with Medicare Easyclaim 2
Unlimited doctors and accounts on one EFTPOS machine
Get a quote
HealthPoint
Integrated Health Fund Claiming with Tyro HealthPoint 2
98% coverage of the insured population
27 PMS integrations with HealthPoint
Get a quote
Pay@Table

Flexibility to let customers pay at the table. 3

SplitBills

Let customers split bills at the table. 3

Tipping

Discreet and easy tipping, including split tips and percentage tipping.

Dynamic Currency Conversion

Let customers pay in their home currency with 130 currencies offered.

BarTab & GuestTab

Let customers pre-authorise their spend. 3

No locked tills

Process transactions simultaneously.

Get a quote
Local support

24/7 Australian-based Customer Support.

POS/PMS integration

Instant POS/PMS integration with 450++ POS/PMS solutions.

Award winning

Awarded Best Payment Services Bank,
Australian Business Banking Awards 2018.

Get a quote

Why Tyro?

Like businesses, not all banks are the same. We’re shaking up the business banking world, with smart technology that could save you time and money.

Tap & Save

Customers Tap. You Save 4. Keep more of what you make on eligible Tap & Go debit transactions with Tyro’s least cost routing solution.

Connectivity that suits you

Ethernet with 3G backup on CounterTop EFTPOS and WiFi with 3G/4G backup on Mobile EFTPOS.

Faster than cash

Serve customers fast with sub 1.5 second transaction speeds 5.

Easy set up

Quick and simple set up so you can focus on your business.

Seamless integration

Reduce keying errors and make end-of-day reconciliation a breeze with 450+ integrated POS/PMS providers.

Customised solutions

Tailor-made EFTPOS features for hospitality, retail, and health including SplitBills, BarTabs 3 and Rebate Estimate.

Local support

24/7 Australian-based Customer Support is included with our EFTPOS & banking solutions.

No lock-in contract

No lock-in contract and no hidden fees – we believe in our products.

Real-time reporting

Monitor your EFTPOS and eCommerce takings in real-time.

Get started

Accept more payment types
tyro-bank-account-app-screenshot-mobile-device

Tyro Bank Account

Business banking just got a little more interesting.

Get your hard-earned working a little harder with a free Tyro Bank Account. Not only will you earn some handy interest on your account balance, but you can get your takings paid into your account, on the same day, 7 days a week, including weekends, public holidays and even over Chrissy. 6

Australian Government Guaranteed Deposits

Supporting 73,000 Australian businesses and growing

 

“Tyro integrates seamlessly with our POS. The solution saves the business time and money, while providing a friendly experience to our customers.

Mike
Owner, Throwback Store

 

“I got into the business to make coffee. Not to mess around with EFTPOS machines and computers. Tyro just works so I can work.”

Nicholas
Owner, Bean Haus Cafe

 

“Tyro means less gap payments, less Medicare cheques and less follow-up of outstanding accounts due to immediate payment and claiming options.”

Angela
Practice Manager, Majellan Medical Centre

Join Tyro and benefit from fast and innovative EFTPOS solutions tailored to your business

Get started

Frequently Asked Questions

Do I have to change my bank account?

No. Tyro can issue payment instructions to credit any Australian Bank Account.

Is there any lock-in contract?

Tyro has no lock-in contract, we believe in our products. You may cancel at anytime.

How long does it take for the EFTPOS machine/s to arrive?

Once your application is approved, it’ll take 1-2 business days in metro areas for the EFTPOS machine/s to arrive.

How do I transfer from a different provider?

You can keep using your existing EFTPOS machine until your Tyro EFTPOS machine arrives.

How long does it take for funds to settle?

For customers who settle their funds into the Tyro Bank Account, they have their funds available to them daily, seven days a week, at a time they choose from 8pm to 5am 6. For customers who do not settle into the Tyro Bank Account, Tyro submits payment instructions for the previous day’s transactions to the merchant’s nominated bank in a file on banking days via the Bulk Electronic Clearing System (BECS). Non-banking days (weekends and Public Holidays) are submitted along with the next banking day’s transactions.

1   Tyro may undertake a credit check with a credit reporting agency when checking your eligibility for a Tyro loan. Tyro loans are subject to Tyro's eligibility and credit criteria. A personal guarantee is required and loan repayments are subject to minimum repayment amounts. A Tyro Bank account is required. Other conditions may apply.

2   Medicare Easyclaim is only available where your third-party software or practice management system supports the integration.

3   Tyro’s Pay@Table and SplitBills features are only available where the POS/PMS supports the integration. SplitBills is only available with Tyro’s Pay@Table feature.

4   Tyro does not guarantee any cost savings by opting in for Tap & Save. Savings on eligible transactions processed through the cheapest network vary for each business depending on their card mix, transaction volume and amount, industry, and pricing plan. Eligible transactions are contactless debit card transactions. Tap & Save is not available on Special Offer pricing which includes some flat fee simple pricing offers or where you surcharge on debit card transactions as cost savings may not be realised. For details refer to Tyro.com or call 1300 00 TYRO (8976).

5   Average time taken to authorise a Visa, Mastercard, eftpos payment transaction, during the period 1 Feb 2022 to 30 April 2022. Measured as the time elapsed from a cardholder presenting the card on the EFTPOS machine to the return of the authorisation on the EFTPOS machine from the card schemes.

6   Settlements are paid 7 days a week when you meet the following eligibility criteria:
• The daily takings from your Tyro EFTPOS and/or eCommerce facility are settled into the TyroBank Account; and
• The Flexible Settlement Allocation feature is configured to leave a percentage of your daily takings in the Tyro Bank Account each day.
Available settlement times are from 8pm to 5am (Sydney time). Excludes Alipay, HealthPoint and funds settled directly by Afterpay, American Express, and JCB.

` Tap to Pay on iPhone requires iPhone Xs or later running iOS 16.4 or later via the Tyro BYO App. Some contactless cards may not be accepted by the Tyro BYO App. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. For more details, see Tap to Pay on iPhone - Apple Developer . The Tyro BYO App requires mobile connectivity for use.



7 Deposits are protected under the Financial Claims Scheme up to $250,000 per account holder. For more information visit ASIC’s MoneySmart website or http://www.fcs.gov.au


Xero is a trademark of Xero Limited.


Google Pay and the Google Pay logo are trademarks of Google LLC.


Apple, the Apple logo, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc., registered in the U.S. and other countries and regions.

2025 © Tyro Payments Limited. All rights reserved. | Privacy Policy

Tyro Payments Limited ACN 103 575 042 AFSL 471951 (Tyro) is the issuer of its own financial products. As Tyro does not take into account your personal circumstances, please consider if these products are suitable for you. You can contact Tyro on 1300 00 TYRO (8976) or tyro.com and access Tyro's dispute resolution process at tyro.com/complaint-resolution-process/.