Cafe business owner checking Tyro banking portal

Comparison

Tyro vs Competitors

Compare Tyro against Australia’s leading EFTPOS providers across key pricing models and fees.

Data updated as of 09-03-2026.

Compare EFTPOS Provider Matrix

Whether you’re a small business seeking flexible payment solutions or established retailer comparing costs, see how Tyro’s pricing structure, least cost routing ¹, dynamic surcharging, and no lock-in contracts stack up against competitors to find the most cost-effective EFTPOS solution for your business.

	Tyro	Westpac	CBA	NAB	ANZ	Square Compare	Shift4 Compare	Zeller Compare	Adyen

Pricing Options
Simple	✔	✔	✔	✔	✔	✔	✔	✔
Blended	✔	✔	✔	✔	✔	✔
Cost+ (Scheme Cost + Interchange & Acquirer Margin)	✔	✔	✔	✔
Card Based Pricing	✔				✔
Dynamic Surcharging	✔		✔			✔	✔	✔	✔
Tipping	✔	✔	✔	✔	✔	✔	✔	✔	✔
Least Cost Routing	✔	✔	✔	✔	✔	✔			✔
Standard Pricing / Fees
Terminal Rental	$19	$24.75	$29.50	$25	$19.95 (standalone) $29.95 (integrated)	N/A	NCE	N/A	N/A
Purchase Outright	N/A	N/A	Smart Mini Terminal – $59	N/A	N/A	$329	N/A	$99-$199	Various
Chargeback Fee	$0	$33	$30	$25		$0		$0	Various
Set Up Fee	$0	$0	$0	$0	$0	$0	Yes	$0	$0
Lock-in Contracts	No	No	No (30 days notice)	No (terminable on 60 days written notice)	No (30 days notice)	No	No	No	Yes
Cancellation Fee	No	No	Yes	No (as long as hardware is returned)	Yes	No	Yes (Conditional)	No	Yes
Sim Card Costs	$0		$0			N/A	$0	$15	Various

Competitive data on this page was collected on 09/03/2026 and is based on information found on squareup.com, myzeller.com, commbank.com.au, nab.com.au, anz.com.au, westpac.com.au, smartpay.com.au, adyen.com.

This information is subject to change or update without notice. This page is for informational purposes only. You should contact the Tyro team for assistance in choosing the product that is right for you and most applicable to your business circumstances.

A big time EFTPOS solution

Spend less time on your payments and more time on your customers with the Tyro Pro, a versatile and feature-packed device designed to adapt to your needs. Use on its own or integrate with your choice of Point of Sale system for a streamlined payment experience.

Tyro Pro Series

A pricing structure that suits you

We understand that different businesses have different needs. Whether you prefer a simple flat rate or custom pricing, there’s a pricing structure that aligns with your business, supporting its growth.

EFTPOS Fees

Seamless EFTPOS integration with over 450+ POS/PMS systems

Our solution provides the flexibility to switch your POS/PMS system, enabling your business to adapt and scale effortlessly as it grows. That means smoother processes for payments, reporting, and reconciliation; without the constraints of a pre-bundled solution.

Integrated EFTPOS

Keep cash flowing and business growing

Did you know? We do banking too. Our business banking suite comprises the Tyro Transaction Account, and the Tyro Business Term Deposit. Keep your cash flowing with same-day settlements ¹ 7 days a week, even weekends and public holidays.

Tyro Transaction Account