RBA Transparency Reporting

Q1, 2026

MSF by merchant size and interchange passthrough rates for Tyro merchants

MSF by Merchant Size

ACQUIRING SIZE	CARD ORIGIN	ACCOUNT TYPE	MSF	CUSTOMERS	MIDS	TXN COUNT	TTV
ALL	DOMESTIC CARD PRESENT	DEBIT/PREPAID	53603830.2300	55854	73342	175670905	6634606381.63
ALL	DOMESTIC CARD PRESENT	CREDIT	30158256.5346	53837	70859	48571107	2659064196.38
ALL	INTERNATIONAL	CREDIT	4764471.5336	28712	40648	3612815	232826051.54
ALL	DOMESTIC NOT CARD PRESENT	DEBIT/PREPAID	3215155.7198	24459	32991	2859117	301167007.41
ALL	INTERNATIONAL	DEBIT/PREPAID	3816385.3349	28016	39881	4964028	185442355.22
ALL	DOMESTIC NOT CARD PRESENT	CREDIT	3834864.6728	24530	32623	1362271	294962492.93
MEDIUM	DOMESTIC CARD PRESENT	CREDIT	11794845.1360	7325	11794	18645203	994248058.99
MEDIUM	DOMESTIC CARD PRESENT	DEBIT/PREPAID	21736941.6675	7341	11870	61951072	2367795383.08
MEDIUM	INTERNATIONAL	CREDIT	1391702.4820	6757	9937	1206017	78574441.12
MEDIUM	DOMESTIC NOT CARD PRESENT	DEBIT/PREPAID	972151.3780	4099	6257	425255	85789997.93
MEDIUM	INTERNATIONAL	DEBIT/PREPAID	1003393.8202	6635	9763	1487144	57484442.32
MEDIUM	DOMESTIC NOT CARD PRESENT	CREDIT	1354012.2229	4125	6235	263163	101633863.64
SMALL	DOMESTIC CARD PRESENT	CREDIT	8141061.3746	46092	49570	11775659	650978715.06
SMALL	DOMESTIC CARD PRESENT	DEBIT/PREPAID	15870773.3983	48093	51852	41360073	1607731714.93
SMALL	INTERNATIONAL	CREDIT	569979.3838	21530	22540	553689	32326791.42
SMALL	DOMESTIC NOT CARD PRESENT	DEBIT/PREPAID	980786.8752	20028	22700	450241	82550294.35
SMALL	INTERNATIONAL	DEBIT/PREPAID	357872.5619	20956	21908	616192	21087774.38
SMALL	DOMESTIC NOT CARD PRESENT	CREDIT	1441574.6766	20073	22435	307097	99471794.00

Interchange Passthrough Rates

Q1 START	Q1 END	TOTAL AMOUNT Q1	TOTAL MSF Q1	TOTAL INTERCHANGE Q1	AVG MSF RATE Q1	AVG INTERCHANGE RATE Q1
2026-01-01	2026-04-01	10308068485.11	99392964.0257	30730941.8977	0.0096422491	0.0029812512

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