RBA Transparency Reporting
Payments built around your business, with pricing you can understand
Tyro helps Australian businesses take payments in-store, online and on the go, while bringing payments, settlements and reporting together.
Our payments proposition goes beyond the transaction rate. Depending on your business and the products you choose, Tyro can provide integrated payments, connectivity across in-person and online channels, Australian-based support, payment-cost optimisation and business banking solutions designed to help simplify your payments and cash flow.
We also believe merchants should have clear information about what they pay to accept card payments. The information below shows the average merchant service fees charged across Tyro’s direct merchant portfolio for the reporting period.
Bring in-person and online payments together with connected settlements, reconciliation and reporting.
Connect Tyro payments with supported POS, PMS and ecommerce platforms.
Access local support for your Tyro payments solution.
Eligible merchants can combine Tyro payments with Tyro banking and settlement capabilities.
Understanding our Merchant Service Fees
| Merchant cohort | Domestic CP Debit / Prepaid | Domestic CP Credit | Domestic CNP Debit / Prepaid | Domestic CNP Credit | Foreign Debit / Prepaid | Foreign Credit |
|---|---|---|---|---|---|---|
| All Direct Merchants | x.xx% | x.xx% | x.xx% | x.xx% | x.xx% | x.xx% |
| Small Merchants – <= $1m | x.xx% | x.xx% | x.xx% | x.xx% | x.xx% | x.xx% |
| Medium Merchants – > $1m to $10m | x.xx% | x.xx% | x.xx% | x.xx% | x.xx% | x.xx% |
The table above shows the average merchant service fees charged by Tyro for card transactions during the reporting period. They are portfolio averages and are provided to help businesses understand and compare payment costs. They are not advertised rates or an individual merchant quote. The price applicable to an individual business may differ depending on factors such as transaction volume, card mix, how customers pay, the payment products used and the pricing plan selected.
Finding the right payments solution for your business
Average portfolio pricing is useful for comparison, but it does not necessarily show what the right payment solution or price is for an individual business.
The cost of accepting payments can be influenced by your transaction volume, average transaction value, card mix, domestic and international card usage, and whether your customers pay in-store or online.
Tyro offers different pricing structures and payment solutions designed for different business needs. We can work with you to understand your payment profile and the products that may be appropriate for your business.
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