RBA Transparency Reporting

Q2, 2026

MSF by merchant size and interchange passthrough rates for Tyro merchants

MSF by Merchant Size

ACQUIRING SIZE	CARD ORIGIN	ACCOUNT TYPE	MSF	CUSTOMERS	MIDS	TXN COUNT	TTV
ALL	DOMESTIC CARD PRESENT	CREDIT	30617634.4160	54162	71305	48953105	2717074462.17
ALL	DOMESTIC CARD PRESENT	DEBIT/PREPAID	55364772.0711	56006	73675	180607839	6858450848.10
ALL	DOMESTIC NOT CARD PRESENT	CREDIT	4078773.1441	24898	33322	1384649	316920926.41
ALL	DOMESTIC NOT CARD PRESENT	DEBIT/PREPAID	3478339.2264	24833	33647	3054386	329585943.06
ALL	INTERNATIONAL	CREDIT	3514030.9569	27381	38882	2730089	170673826.02
ALL	INTERNATIONAL	DEBIT/PREPAID	2344503.7911	26368	37772	3088427	114163921.30
MEDIUM	DOMESTIC CARD PRESENT	CREDIT	11954999.1938	7379	11849	18748724	1008774169.52
MEDIUM	DOMESTIC CARD PRESENT	DEBIT/PREPAID	22412913.0686	7393	11923	63780941	2434908318.42
MEDIUM	DOMESTIC NOT CARD PRESENT	CREDIT	1449363.4847	4176	6322	273985	110670548.42
MEDIUM	DOMESTIC NOT CARD PRESENT	DEBIT/PREPAID	1065982.1703	4083	6268	490798	93856422.88
MEDIUM	INTERNATIONAL	CREDIT	1049539.8317	6782	9789	936839	59640459.57
MEDIUM	INTERNATIONAL	DEBIT/PREPAID	617480.6874	6628	9591	927916	35611325.51
SMALL	DOMESTIC CARD PRESENT	CREDIT	8200035.5391	46366	49905	11850527	657788665.36
SMALL	DOMESTIC CARD PRESENT	DEBIT/PREPAID	16292883.5079	48195	52047	42904982	1645826985.12
SMALL	DOMESTIC NOT CARD PRESENT	CREDIT	1519205.5064	20394	22916	316216	104717284.89
SMALL	DOMESTIC NOT CARD PRESENT	DEBIT/PREPAID	1041059.2611	20419	23213	477479	86708620.61
SMALL	INTERNATIONAL	CREDIT	466382.4417	20179	21041	451837	26466749.59
SMALL	INTERNATIONAL	DEBIT/PREPAID	238369.6978	19317	20121	409406	13982278.42

Interchange Passthrough Rates

Q2 START	Q2 END	TOTAL AMOUNT Q2	TOTAL MSF Q2	TOTAL INTERCHANGE Q2	AVG MSF RATE Q2	AVG INTERCHANGE RATE Q2
2026-04-01	2026-07-01	10506869927.06	99398053.6056	29833353.8676	0.0094602916	0.0028394140

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