Finance when you need it

Whether it's freeing up your cash flow, upgrading equipment, or growing your business, a Tyro loan can help your business.

Tyro Business Loans
Unsecured Loans

Tyro EFTPOS customers1 can borrow unsecured amounts up to $120,000 ($50,000 limit for first loans).

Flexible repayments
Easy repayments in line with cash flow

Payments are made by nominating a percentage of your EFTPOS takings, meaning repayments rise and fall in line with your cash flow. Minimum repayments are required.

60 seconds to funds
60 seconds to funds

Funds are available fast...! Once you accept your offer and provide a personal guarantee, both within the Tyro App, the funds are deposited1 to your Tyro Bank Account^ in less than a minute.

One simple flat fee
One simple flat fee

Choose the amount you want to borrow and you’ll pay one simple flat fee over the life of the loan. Calculate your fee.

Customise your loan

Calculate your loan fee based on an entered loan amount, repayment percentage and your projected turnover.
We offer up to a maximum of $50k for first loans and $120k for subsequent loans.*

How it works

Step 1
Step 1 - Login

Log into your Tyro App to view your loan offer. Don’t have Tyro App access yet? Request it here.

Step 2
Step 2 - Customise

Customise your loan repayments inside your Tyro App and provide a personal guarantee.

Step 3
Step 3 - Accept

Accept your loan offer inside the Tyro App. Doing so will change your daily settlement account to the Tyro Bank Account. Learn more about this fee-free bank account .

Step 4
Step 4 - Funds

Once you accept your offer, funds will be available within 60 seconds in your Tyro Bank Account, ready to be used to grow your business.

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They don't make you waste endless hours in paperwork, and the approval process is quick and simple.


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Get a Tyro Business Loan

Are you a Tyro EFTPOS Customer?

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Frequently Asked Questions

How is the loan repaid?

The loan is automatically repaid with a percentage of your sales that you choose when accepting your loan.

The higher your EFTPOS takings, the faster you repay. On days without EFTPOS takings, means zero repayments, but you need to have repaid a minimum amount every 90 days to keep your loan in good standing.

There's also the option to make manual payments and even pay the loan in full anytime without penalty.

What is the interest rate?

Loan repayments are not based on interest rates. You are charged a simple flat fee payable over the life of the loan. See how it works with our loan calculator.

What does 'unsecured business loan' mean?

Tyro will not request any additional collateral such as property be provided as security for the loan. However, you are required to provide a personal guarantee.

What if I want to pay off my loan earlier than originally agreed?

Yes you can. However, the flat loan fee is payable regardless of how quickly you pay off the loan. To pay off your loan sooner with a lump sum repayment, simply contact Tyro Customer Support on 1300 966 639 (“2”).