Easy access to cashflow-based Smart Growth Funding

Are you an Australian business with an EFTPOS facility? Tyro can offer you an unsecured business loan to boost your growth. Tyro Smart Growth Funding is easy to access, comes with a flat fee, and with no need for any collateral.

You are in control

As your business grows, so do your financial needs. As a Tyro customer you’ll be able to borrow against your future EFTPOS settlements. If eligible1, you’ll receive a business loan offer2 on your smartphone. If you want to take the loan simply choose the amount, how fast you want to repay it and accept 3 the offer with a few taps on your phone. The funds will be in your interest bearing Tyro Smart Account within minutes. It’s as simple as that.


You benefit from

  • A personalised offer based on your EFTPOS transactions history
  • One fixed fee4 – no additional loan management fees
  • No need for any additional collateral and little paperwork
  • Immediately accessible funds via your interest-bearing Smart Account
  • Flexible loan repayment options5
  • No penalties for early repayment

More ways to repay

You decide what percentage of your overall card payment settlement funds will be used to pay back the loan. The loan re-payments will be automatically deducted from those funds. A slow day for the business? No problem. If you don’t have a card payment transaction that day, you don’t need to pay back until you do.6

Want to make additional repayments or a one-off payment at any time? Sure. There will be no penalties if you pay back your loan sooner.


Tyro loan calculator*

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repayment percentage and your projected card settlements volume.

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