Unlock unsecured growth funding using your daily Tyro EFTPOS sales

Based on your transaction history with Tyro EFTPOS, your business may be eligible to borrow up to $120,000.

Flat fee business loans
One simple flat fee

Choose the amount you want to borrow with a single, transparent, fee.
Calculate your fee.

Flexible repayment business loans
Flexible repayments

Select the percentage of your EFTPOS takings to be automatically put towards your loan repayments. A slower day means smaller repayments, supporting your cash flow. Subject to minimum repayments.

Unsecured business loans in seconds
60 seconds to funds

Once you provide a personal guarantee and accept your offer – both in the Tyro app – you’ll have the funds in your in less than a minute.

No extra fees business loans
No lock ins

No early repayment fees, no management fees.

Customise your loan*

Calculate your loan fee based on your chosen loan amount,
repayment percentage and your projected card settlements volume.

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How it works

Step 1

Log into your Tyro App to view your loan offer. Don’t have Tyro App access yet? Request it here.

Step 2

Customise your loan repayments inside your Tyro App and provide a personal guarantee.

Step 3

Accept your loan offer inside the Tyro App. Doing so will change your daily settlement account to the Tyro Smart Account. Learn more about this fee free bank account

Step 4

Once you accept your offer, funds will be available within 60 seconds in your Tyro Smart Account, ready to be used to grow your business.


On accepting your loan the Tyro Smart Account will become the default EFTPOS settlement account for any terminals under your businesses ABN. Learn more about the great features of the Tyro Smart Account here.

Tyro will not request any additional collateral such as property be provided as security for the loan. However, you are required to provide a personal guarantee.

Tyro does not charge penalties for early loan repayments. To pay off your loan sooner with a lump sum repayment, simply contact Tyro Customer Support on 1300 966 639 (“2”).

Loan repayments are not based on interest rates. You are charged a simple flat fee. See how it works with our loan calculator.

The process of applying, to receiving funds was a very smooth process.
Tyrone, Baguette Me Not
Tyrone, Baguette Me Not
They don't make you waste endless hours in paperwork, and the approval process is quick and simple.
Deb, Critter Bits
Deb, Critter Bits

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