Pay your bills with a single touch, have banking and accounting seamlessly reconciled and earn bonus interest. All at once.


Speed up your bill payments

Automate batch payments from Xero and include bank transfers and BPAY payments in the one batch. No need for time consuming online banking login, or ABA file uploads. You don’t batch? Find out how easy it is.


Forget the fees

Your Tyro Smart Account is fee-free. That means no batching fees, no dishonour fees or account keeping fees.

Earn up to 1.75% p.a. interest 

Earn daily and bonus interest with rates that increase at 30, 60 and 90 days on your Smart Account* and forget all account, transaction, overdraw or monthly statement fees*.

Bonus tiered interest rates up to 1.75% p.a.

Base Interest Rate  1.00% p.a.
Combined Base & Bonus Interest Rate
Longer than 30 days* 1.25% p.a.
Longer than 60 days* 1.5% p.a.
Longer than 90 days* 1.75% p.a.

Stay up to date on your banking


Monitor your EFTPOS takings

Not on site? Not a problem. Check in on your unsettled daily EFTPOS sales using the Tyro App.


Just-in-time reminders

If your account is running low on funds, we’ll let you know, so you can reschedule your bill payments.


Keeping you safe

If a new biller is included in a batch we’ll notify you before you approve the payment.

Check-out how simple and quick payments can be.

“Tyro’s Smart Account has provided a new level of financial management to our business. Being able to view our EFTPOS receipts on my Tyro Smart Account App, make bank transfers and supplier payments has given us a powerful level of financial control. The seamless interface to Xero is excellent. And getting interest on outstanding balance a real bonus! Tyro’s innovation in the banking payment space is truly remarkable.”

Peter Klein, MD, SMB Consultants.

 Smart Growth Funding available now.

Growing businesses should be able to get fairly-priced funding as needed on the spot. Eligible Tyro customers can receive offers for cash-flow based unsecured business loans. Check out Tyro Smart Growth Funding

Get the Tyro Smart Account

If you are using a smartphone running iOS or Android you can start immediately.

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