Get instant EOFY funding

Get 100% of loan costs back in your pocket for loans up to $5K

Upgrade equipment, boost cash flow or invest in growth — then get rewarded with cashback when your loan is repaid in full *.

Planning an EOFY purchase? Skip the paperwork ^ and access funding in as little as 60 seconds §. Fund up to $350,000 ¤ on your first Tyro loan by 30 June 2026 and get up to 100% of your loan costs back *.

2 people looking at a laptop
1
Choose your EFTPOS solution
2
Get a Tyro Transaction Account

You can opt-in as part of your sign up journey. Or existing customers can apply in the portal.

3
Apply for a loan

Once your EFTPOS solution and Transaction Account are set up, you can apply for a loan in the portal.

4
Get your offer ¤

Once approved, get your cashback on your loan costs *.

Step 1. Our EFTPOS solutions

Get a custom quote on your transaction fee if you transact $20k+ per month.

Step 2. Tyro Transaction Account

Pair your EFTPOS solution with a Tyro Transaction Account and get access to same day settlements .

  • Use PayID®, PayTo®, Osko®, BPAY®, bank transfer and direct debit to make payments fast and secure.
  • Deposits are protected under the Financial Claims Scheme up to $250,000 per account holder ~.
  • Unlock access to Business Loans and Fixed Term Deposits

Step 3. Apply for a business loan and get your offer

The more you borrow, the more you could get back.

For eligible customers who fund their first Tyro loan by 30 June 2026 *, here’s how the cashback works:

Tier Loan Principal Cashback Amount
Tier 1 up to $5,000 100% of the Loan Fee shown in your Loan Summary for that Eligible Loan
Tier 2 $5,000 to < $20,000 the lower of the Loan Fee shown in your Loan Summary for that Eligible Loan and $450
Tier 3 $20,000 to < $40,000 the lower of the Loan Fee shown in your Loan Summary for that Eligible Loan and $600
Tier 4 $40,000 to < $60,000 the lower of the Loan Fee shown in your Loan Summary for that Eligible Loan and $800
Tier 5 $60,000 and above the lower of the Loan Fee shown in your Loan Summary for that Eligible Loan and $1,000

Make Your EOFY Purchases Count

  • Hospitality

    Hospitality

    Replace or upgrade essential kitchen equipment

    Stock up ahead of peak periods

    Bridge cashflow gaps while waiting on invoices

  • Retail

    Retail

    Refresh store layout, shelving or displays

    Hire casual staff for peak periods such as EOFY sales

    Fund promotional campaigns or EOFY sales events

  • Trade Services

    Trade Services

    Buy new tools or specialised equipment

    Bulk purchase materials before price rises

    Hire subcontractors for larger jobs

    Bridge the gap between invoice and payment

Frequently Asked Questions

  • Who is eligible for the EOFY cashback offer?

    The offer is available to eligible Tyro customers who have not previously taken a Tyro loan and who fund their first Tyro loan by 30 June 2026. Approval required and eligibility criteria and approval applies.

  • How is the cashback calculated?

    Cashback is calculated based on the lower of the Loan Fee shown in your Loan Summary and Loan Amount cashback tier. It is paid after your eligible loan has reached Maturity and is repaid in full.

  • How quickly can I receive funding?

    For eligible applicants, funds settle instantly into your Tyro bank account, or within a few business days if your EFTPOS transactions settle to a non-Tyro bank account.

  • Do I need to be a Tyro customer?

    Yes. To apply for a Tyro loan, a Tyro EFTPOS and Tyro bank account is required.

  • When will I receive the cashback?

    Cashback is paid after your eligible loan has reached Maturity and is repaid in full.

  • Which bank account will my cashback be paid into?

    The Cashback Amount will be paid into your nominated Third Party bank account.

  • How does Tyro’s EFTPOS system simplify payment processing?

    Tyro’s EFTPOS system simplifies payments by integrating seamlessly with 450+ POS systems, offering same-day settlements, and supporting fast tap & pay. It gives you real-time sales reporting and quick, reliable transactions for less manual work and smoother operations.

  • Are there any monthly fees or rental costs associated with Tyro’s EFTPOS machines?

    Businesses can access a no-cost EFTPOS solution with no monthly rental fees, making it an affordable choice for businesses looking to streamline their payment processes. You only pay for what you use, with transaction fees based on your sales volume, ensuring that your costs stay aligned with your business activity. This flexible pricing model allows businesses to benefit from Tyro’s EFTPOS solutions without the burden of fixed monthly charges.

  • How long does it take to set up an EFTPOS machine?

    The setup time for Tyro’s EFTPOS machines typically ranges from a few days to a week, depending on factors such as business verification, software and sale system integration, and delivery logistics.

  • What is a merchant machine, and how does it help my business?

    An EFTPOS terminal is also called a merchant machine that lets your business accept cards, contactless tap & pay, and mobile wallets. Tyro’s merchant machines process transactions quickly, help reduce checkout times, and integrate with your POS to keep payments simple and secure.

  • Are there any restrictions on the types of businesses that can use these EFTPOS solutions?

    Tyro’s EFTPOS machines are designed to accommodate a wide range of businesses across various industries. While there are generally no specific restrictions on the types of businesses that can use Tyro’s EFTPOS solutions, certain regulatory or compliance requirements may apply depending on the nature of the business and the region in which it operates. It’s advisable for businesses to consult with Tyro or their financial advisor to ensure compliance with relevant regulations.

  • What types of contactless payments are supported?

    Tyro offers a wide range of payment options, including credit and debit card payments, to give your customers the flexibility to choose how they wish to pay. Tyro Pro lets you accept major card and contactless payment options including Visa, Mastercard® , eftpos, American Express, JCB, Apple Pay, Google Pay and Samsung Pay.

  • What are the options for upgrading or replacing EFTPOS machines if needed?

    Businesses can contact Tyro’s customer support team to discuss upgrade options, which may include replacing older models with newer ones or upgrading to more advanced features and functionalities. Tyro also provides guidance on the process for returning old devices and setting up new ones to ensure a smooth transition.

  • Are there any training resources provided to help businesses effectively use the EFTPOS machines and payment solutions?

    Yes, Tyro provides comprehensive training resources to help businesses effectively use their EFTPOS machines and payment solutions. These resources may include online user manuals and guides. Additionally, businesses can access ongoing support and assistance from Tyro’s customer service representatives to address any questions or concerns related to using the EFTPOS machines and payment solutions.

  • How do EFTPOS machines handle refunds and returns?

    EFTPOS machines manage refunds and returns efficiently through the payment terminal. To process a refund, select the refund option, input the original transaction details, and confirm the refund amount. The machine then sends the request to the bank or payment processor, with the refunded amount usually appearing on the customer’s card within a few business days. For returns, the process mirrors that of refunds, with the transaction reversed according to your return policy. For detailed instructions, visit our refund processing guide.